Landscape of a mountain range with a lake and green hills in the foreground, under a cloudy sky.

Umbrella Insurance

Tailored Umbrella Coverage—Beyond Basic Limits

An umbrella policy adds an extra layer of protection beyond standard auto or home insurance, helping cover liability claims, legal defense fees, and large settlements that could otherwise jeopardize your assets. At James Yarborough Insurance Agency, we tailor Umbrella Insurance to your lifestyle and risk profile:

  • Custom coverage limits starting at $1M, adjusted for your assets, family size, and lifestyle

  • Multi-policy coordination, ensuring seamless extension over home, auto, rental, and business policies

  • Advanced drop-down protection kicks in when primary coverage excludes a claim—covering defense even if your base policy denies it Travelers Insurance+11Wikipedia+11Farmers Agents+11

  • Legal fee coverage, including attorney fees before a lawsuit is filed

Sign up